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Gold IRA Fees & Costs

A Gold IRA costs more than a brokerage IRA because physical metal has to be bought, vaulted and insured. These guides show where the money goes.

Last updated: · By the Golden IRA Insights Editorial Team · Editorial standards

There are five cost layers: a one-time setup fee, an annual custodian fee, annual storage and insurance, small transaction fees, and the dealer's spread over the spot price. The first four are fixed and easy to compare. The spread is a percentage of everything you buy and is usually the largest cost.

These guides break down each layer with real numbers and show how account size, product choice and storage type change the total.

Start with the core guides

Fees & CostsGold IRA Fees Explained: What You Really Pay in 2026Every Gold IRA fee in 2026 with real numbers from Noble Gold, Augusta, Goldco, Birch and AHG: setup, custodian, storage, wires and the dealer spread.

All Fees & Costs articles

Fees & CostsGold IRA Storage Fees: Flat vs Scaled, Segregated vs CommingledGold IRA storage fees run $100 to $160 a year flat, or 0.5% to 1% of value if scaled. What is included, why scaled fees hurt large accounts, and what to ask.

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