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Free Tools

Gold IRA Calculators & Tools

Run the numbers before you talk to a salesperson. These tools are free, need no sign-up and run entirely in your browser.

Last updated: · By the Golden IRA Insights Editorial Team · Editorial standards

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Gold IRA Cost & Allocation Calculator

See how many ounces your rollover buys at today's price, what fees and the dealer spread cost over time, and the gain you need to break even.

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RMD Calculator

Estimate your required minimum distribution with the IRS Uniform Lifetime Table, and see how many ounces of gold that represents.

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Gold & Silver Price Today

Daily spot prices for gold and silver, the gold-to-silver ratio and what common rollover amounts buy.

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Gold IRA Glossary

Plain-English definitions of the terms custodians, dealers and the IRS use.

Why we built these

Gold IRA marketing leans on big round numbers and urgency. A calculator replaces both with arithmetic. If a quote you receive does not match what these tools show for the same inputs, ask the company to explain the difference in writing.

None of these tools give investment advice or predict prices. They apply the fee schedules and IRS tables you enter or that are published, nothing more.

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